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I'm currently retired.

peace of mind

Grow and protect your legacy.

Managing wealth in your retirement years requires thoughtful strategy and careful planning. Our services focus on creating sustainable income streams, protecting your assets, and ensuring your financial legacy is secure, so you can enjoy retirement with peace of mind.

Get in touch.
how we work

Independent, personalized advice.

Enjoying retirement is about living the life you’ve always dreamed of. We support retirees in managing their finances to maintain their desired lifestyle and peace of mind.

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Strategic Tax Planning
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IRMAA Management
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Social Security Planning
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Health Care Expense Planning
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Beneficiary Planning to match your estate plan
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Charitable & Family Gifting Planning
Get in touch.
our process

Get to know how we work.

Financial planning isn't something you do once and put it on a shelf. It’s about ongoing analysis, planning and what if scenarios to make sure you continue to feel comfortable living your best life for a long as you live. Check out our process below to find out how we help co-plan your dreams into reality.

Listen

We start by understanding your unique story—your finances, goals, concerns, and dreams. This foundation helps us tailor a personalized financial plan for you.

Learn

We analyze your current financial situation to identify strengths and weaknesses, ensuring we understand how they impact your short and long-term goals.

Develop

We create customized strategies to achieve your goals, exploring alternative approaches and consulting with experts to provide the best options.

Advise

We review our recommendations with you, discussing how each strategy helps you reach your goals. Together, we choose the best options for your financial future.

Our mission

At Crescendo Wealth Management, our mission is to empower clients with independent, fiduciary-driven advice. Our Certified Financial Planner (CFP®), Betty Wellhoefer Hill, has decades of experience helping clients make the transition from wealth accumulation to financial freedom. Working with you to co-plan a lifestyle that you've dreamed means taking a holistic approach, integrating every aspect of your financial life to create robust plans designed to thrive.

Have more questions?

  • How can I ensure my retirement savings last throughout my retirement?

    We develop a tailored income distribution plan that aligns with your retirement goals, ensuring your savings last by managing withdrawals, investments, and spending.

  • What are the best strategies for minimizing taxes in retirement?

    We use tax-efficient withdrawal strategies, consider Roth conversions, and leverage tax-advantaged accounts to help minimize your tax burden during retirement.

  • How should I plan for potential long-term care costs?

    We assess your long-term care needs and recommend insurance options, savings strategies, and other financial products to ensure you are prepared for potential healthcare costs in the future.

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